The effective date on your VA disability award determines when your benefits start, and it controls how much retroactive pay you receive. A veteran who wins a 70% rating with an effective date of January 2020 gets back pay from that date forward. Move that effective date back to January 2018, and the veteran collects […]

Under the AMA, the difference between a “new claim” and a “supplemental claim” can be worth years of retroactive compensation. A supplemental claim filed within one year of a VA decision preserves your original effective date. A new claim resets it. Until recently, VA took the position that the only way to file a valid […]

Most veterans who look into TDIU benefits quickly run into the same two numbers: 60 and 70. The standard eligibility requirements state that a veteran needs either one service-connected disability rated at 60% or more, or a combined rating of at least 70% with at least one condition rated at 40% on its own. If […]

If VA denied your TDIU claim, you’re not alone — and the denial may not be correct. TDIU claims are among the most frequently denied benefits in the VA system, and the reasons follow a pattern. VA raters apply the wrong legal standard, ignore relevant evidence, or rely on C&P exam opinions from examiners who […]

One of the most common reasons veterans don’t file for TDIU is because they think they can’t work at all and still qualify. That’s wrong. You can work and still get TDIU — as long as your employment is considered “marginal” under VA’s rules. The real question VA is asking is not whether you’re completely […]

Receiving a Total Disability based on Individual Unemployability (TDIU) award is a significant milestone for many veterans. But a common and understandable concern follows shortly after: can the VA take it away? The short answer is yes, under certain conditions. Understanding those conditions is the first step toward protecting what you have earned. How the […]

Last updated: August 5, 2026 Special Monthly Compensation at the T rate, or SMC-T, is the highest-paying VA disability benefit available to veterans with traumatic brain injury, and most veterans have never heard of it. In 2026, SMC-T pays $11,271.67 per month for a single veteran with no dependents, tax-free. That’s nearly three times the […]

On February 4, 2026, the U.S. Court of Appeals for the Federal Circuit issued its decision in Hamill v. Collins, No. 24-1543, and it may be the most significant veterans law opinion in years for anyone with a pending or overlooked TDIU claim. The court held that the implicit denial doctrine no longer applies to […]

When the VA approves your disability claim, you might receive a lump sum payment covering months or even years of benefits. This retroactive pay, often called back pay, can amount to thousands of dollars depending on your rating and how long your claim took to process. Understanding how the VA calculates this payment helps you […]

When most people think about disabilities that prevent work, they picture physical injuries. A missing limb. Chronic back pain. Vision or hearing loss. But for many veterans, the invisible wounds of service prove just as disabling. Depression and anxiety disorders can destroy a person’s ability to hold down a job, even when there’s nothing visibly […]